C.O.D.E. Engine
Imagine Their World Revolving Around Your Credit Union...
The C.O.D.E. Engine (Core Optimized Digital Experience) is the core-optimized digital framework that fuses business strategy with technology, extending the full power of your core into modern digital channels to attract, engage, and retain consumers while positioning your institution as the center of gravity in your community.
CONSUMER GRAVITATION
Online Account Creation
Enable anyone in your community to join your institution from any device, anytime. By extending the power of your core into a fully customizable digital onboarding process, you can simplify account creation, reduce friction, and immediately strengthen your center of gravity in the community.
CONSUMER GRAVITATION
Online Loan Origination
Extend instant loan access to your community through a seamless digital portal. By leveraging your core to deliver approvals from any device, anytime, you reduce friction, grow loan volume, and expand your institution’s gravitational pull while reinforcing trust and convenience.
CONSUMER ORBIT
So That Their Banking World Revolves Around Your Credit Union...
This isn’t plug-and-play...it’s train-and-transform. DaLand’s Operational Optimization services equip your team to fully realize the value of your core, automation, and digital extensions. This is how transformation takes root.
SURVEYS
Seamlessly capture consumer feedback through frictionless, core-connected surveys that inform strategy and strengthen relationships.
SKIP-A-PAY
Give consumers a simple, digital option to defer a loan payment while keeping the interaction anchored to your core, generating both convenience and revenue.
RETAIL EXPRESS
Transform local retail partners into service points by equipping them with digital tools that extend your institution’s reach and drive community commerce.
DISPUTE MANAGEMENT
Streamline the resolution of transaction disputes by automating workflows through your core, reducing friction and reinforcing consumer trust.
COIN-2-CORE
Your Bridge from TradFi to DeFi
Money is evolving, and credit unions can’t afford to be left behind. Coin2Core® is the first solution to directly integrate digital assets like Bitcoin, Ethereum, and USDC into your existing core system—securely, natively, and without bolt-on inefficiencies.
By deploying Coin2Core®, your credit union can:
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Retain deposits by preventing capital flight to external exchanges.
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Position yourself as a trusted digital asset custodian in your community.
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Expand relevance with products that meet the expectations of younger, tech-savvy members.
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Open new, non-interest revenue streams through asset custody, exchange, and transactions.
Coin2Core® keeps your institution at the nexus of community and commerce—trusted, innovative, and plugged into the future of money.
R-PATH
Vaulting – Secure the Assets
Safely store digital assets within your core system, protecting members from risky exchanges and positioning your CU as the trusted guardian of both fiat and digital wealth.
R-PATH
Deposits – Put Digital Assets to Work
​Record and treat digital assets like money on your balance sheet. Unlock new lending opportunities, collateralization, and balance sheet growth strategies
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Transact – Enable Everyday Use
Allow members to make payments with digital assets: peer-to-peer, business-to-business, or local merchant payments. All of which can be integrated with Lightning speed settlement and your core system
R-PATH