NEWS & UPDATES

September 21, 2020

A recent breakfast conversation with my 8-year-old son made me wonder if he’ll ever have an account at any financial institution.

Here’s what happened, instead of a CU: in less than 5 minutes, my son had a crypto-wallet synced between his phone and Chromebook, and I had transferred his initial C.A.R.E.s payment to him in XRP (the transfer cost me a fee of...

August 10, 2020


 

"Ours is a moment where twin disasters have converged: Aging economic policies have been compounded by a public health calamity". Matthew Milliner & DaLand's Jon Ungerland explore the impact of this moment and how the migration of Bitcoin and other digital assets to the mainstream presents a unique opportunity for us as a society.

"Learning the lessons o...

July 24, 2020

We've been talking about the fact that Money is Morphing for years.  We've known that the fringe movement of cryptocurrency would become mainstream and the negotiation of the first COVID-19 stimulus package changed the question from if the US will adopt a digital dollar to when. 

This week's announcement that Banks in US Can Now Offer Crypto...

June 29, 2020

In his recent article, Reopening America, Jon Ungerland explores the conflation of the strategic and the operational. “If your financial institution decides you need ITM, or a new LOS, hopefully that’s a management initiative or a vendor management project; not your strategy.”  Unexpectedly, this brought to mind a brief time in my life when basketball see...

May 6, 2020

In extraordinary circumstances it’s tempting to look for extraordinary factors to account for changes. Occam’s razor calls us back to simpler explanations and more mundane data points: all things being equal, a simpler, non-falsifiable explanation is likely the better one.

One of the simplest, yet most far-reaching influences of the digital era is the conc...

April 22, 2020

If you’ve read some of our other postings, one of DaLand’s top concerns is ensuring that credit unions occupy a place of relevance that causes their local economies to thrive.  One of the values that stems from that is seeing credit unions establish themselves as relevant hubs of financial and member data within their local economies.  This will, in turn,...

April 15, 2020

Working remotely during this COVID-19 event has much of the world reflecting on priorities and work-life balance. Some businesses have been able to transition to remote operations, while others that rely on onsite activities have suffered. Everyone has been asking when commercial activity and daily life will return to normal.

That same reflection is taking...

April 3, 2020

The kind of relevance that blurs the conventionally black and white lines that distance home banking, mobile banking, ATM banking, and the like from the CU’s core, allowing the CU to extend core data and functionality to membership to ease their ability to manage their money via a consistent digital experience, despite the device and location.

April 2, 2020

I read a disquieting article today posted in The Hill called Welcome to the Fake Recession, which assumes that life will "go back to normal" in a few months - while we might hope that to be the case, it probably won't. The recession we're walking in to is real, it might be manufactured, but it is definitely not fake.

March 26, 2020

Using your core data to make short-term small dollar loan decisions for your community.  Doing so will keep the costs down for your institution and will ensure your members/community aren't paying the price by trying to find bridge funds and payday loans elsewhere.

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